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 Central National Bank
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Central National Bank
| RSSD ID 428060 | CERTIFICATE 22396 | ABA NUMBER 111907199 |
| 8320 W Highway 84 |
Quarter Ended : |
2026-06-30 |
| Waco, Texas, 76712 |
Updated : |
2026-07-27 |
| www.cnbwaco.com |
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| Institution Profile |
| Year Opened : |
1977 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
107 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,474,092 |
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Total Interest Income | 41,555 |
| Total Liabilities | 1,340,423 |
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Total NonInterest Income | 1,449 |
| Total Bank Equity Capital | 133,669 |
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Total Interest Expense | 14,020 |
| Total Deposits | 1,313,648 |
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Total NonInterest Expense | 13,143 |
| Net Loans & Leases | 1,194,115 |
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Net Income | 14,850 |
| Loan Loss Allowance | 14,544 |
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Net Charge Offs | 196 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 158,411 |
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Total loans | 1,184,190 |
| Total assets for the leverage ratio | 1,449,218 |
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Loans secured by real estate: | 1,014,372 |
| Tier 1 Leverage Ratio | 9.94 |
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Commercial and industrial loans | 155,710 |
| Tier 1 Capital Ratio | 12.55 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.8 |
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Loans to individuals - Other | 7,185 |
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:· Central National Bank
