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 Ireland Bank
Ireland Bank
| RSSD ID 428462 | CERTIFICATE 1237 | ABA NUMBER 124100857 |
| 33 Bannock St |
Quarter Ended : |
2025-12-31 |
| Malad City, Idaho, 83252 |
Updated : |
2026-01-29 |
| www.ireland-bank.bank |
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| Institution Profile |
| Year Opened : |
1892 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
12 |
Number of Employees : |
89 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 371,201 |
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Total Interest Income | 17,464 |
| Total Liabilities | 335,784 |
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Total NonInterest Income | 1,837 |
| Total Bank Equity Capital | 35,417 |
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Total Interest Expense | 3,497 |
| Total Deposits | 325,096 |
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Total NonInterest Expense | 11,460 |
| Net Loans & Leases | 184,071 |
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Net Income | 3,160 |
| Loan Loss Allowance | 2,482 |
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Net Charge Offs | 418 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 42,906 |
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Total loans | 188,623 |
| Total assets for the leverage ratio | 371,185 |
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Loans secured by real estate: | 81,976 |
| Tier 1 Leverage Ratio | 10.85 |
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Commercial and industrial loans | 42,575 |
| Tier 1 Capital Ratio | 18.12 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 19.31 |
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Loans to individuals - Other | 32,513 |
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:· Ireland Bank
