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 St. Charles Bank & Trust Company, National Association
St. Charles Bank & Trust Company, National Association
| RSSD ID 428547 | CERTIFICATE 27052 | ABA NUMBER 71926650 |
| 411 W Main St |
Quarter Ended : |
2025-09-30 |
| Saint Charles, Illinois, 60174 |
Updated : |
2025-10-30 |
| www.bankstcharles.com |
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| Institution Profile |
| Year Opened : |
1987 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
10 |
Number of Employees : |
103 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 3,302,387 |
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Total Interest Income | 128,276 |
| Total Liabilities | 2,966,987 |
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Total NonInterest Income | 7,745 |
| Total Bank Equity Capital | 335,400 |
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Total Interest Expense | 57,868 |
| Total Deposits | 2,836,818 |
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Total NonInterest Expense | 32,200 |
| Net Loans & Leases | 2,466,679 |
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Net Income | 33,813 |
| Loan Loss Allowance | 15,756 |
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Net Charge Offs | 4,490 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 321,812 |
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Total loans | 2,437,626 |
| Total assets for the leverage ratio | 3,211,761 |
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Loans secured by real estate: | 778,054 |
| Tier 1 Leverage Ratio | 9.46 |
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Commercial and industrial loans | 1,079,948 |
| Tier 1 Capital Ratio | 11.06 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 11.71 |
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Loans to individuals - Other | 463,118 |
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:· St. Charles Bank & Trust Company, National Association
