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 Peoples State Bank
Peoples State Bank
| RSSD ID 431323 | CERTIFICATE 6659 | ABA NUMBER 44105819 |
| 114 N Main St |
Quarter Ended : |
2025-09-30 |
| New Lexington, Ohio, 43764 |
Updated : |
2025-10-27 |
| www.psbohio.com |
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| Institution Profile |
| Year Opened : |
1932 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
54 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 281,775 |
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Total Interest Income | 10,274 |
| Total Liabilities | 259,355 |
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Total NonInterest Income | 1,097 |
| Total Bank Equity Capital | 22,420 |
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Total Interest Expense | 2,979 |
| Total Deposits | 257,104 |
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Total NonInterest Expense | 6,013 |
| Net Loans & Leases | 199,622 |
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Net Income | 1,830 |
| Loan Loss Allowance | 1,372 |
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Net Charge Offs | 32 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 23,633 |
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Total loans | 200,740 |
| Total assets for the leverage ratio | 284,013 |
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Loans secured by real estate: | 158,546 |
| Tier 1 Leverage Ratio | 7.84 |
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Commercial and industrial loans | 8,817 |
| Tier 1 Capital Ratio | 13.48 |
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Loans to individuals - Credit Cards | 671 |
| Total Capital Ratio | 14.31 |
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Loans to individuals - Other | 13,600 |
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:· Peoples State Bank
