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 Bank of Ripley
Bank of Ripley
| RSSD ID 433550 | CERTIFICATE 15673 | ABA NUMBER 84308003 |
| 134 N Jefferson St |
Quarter Ended : |
2024-09-30 |
| Ripley, Tennessee, 38063 |
Updated : |
2024-10-30 |
| www.bankofripley.com |
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| Institution Profile |
| Year Opened : |
1939 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Other Specialized Under 1 Billion |
| Number of Offices : |
5 |
Number of Employees : |
62 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 271,179 |
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Total Interest Income | 8,369 |
| Total Liabilities | 238,599 |
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Total NonInterest Income | 1,578 |
| Total Bank Equity Capital | 32,580 |
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Total Interest Expense | 2,339 |
| Total Deposits | 229,012 |
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Total NonInterest Expense | 6,023 |
| Net Loans & Leases | 91,704 |
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Net Income | 1,312 |
| Loan Loss Allowance | 906 |
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Net Charge Offs | 63 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 93,451 |
| Total assets for the leverage ratio | 274,532 |
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Loans secured by real estate: | 62,661 |
| Tier 1 Leverage Ratio | 14.97 |
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Commercial and industrial loans | 1,499 |
| Off Balance Sheet Exposures (%) | 3.74 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 21,700 |
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:· Bank of Ripley
