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 First State Bank
First State Bank
| RSSD ID 435750 | CERTIFICATE 15511 | ABA NUMBER 111901467 |
| 801 E California St |
Quarter Ended : |
2025-12-31 |
| Gainesville, Texas, 76240 |
Updated : |
2026-02-04 |
| www.firststate.bank |
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| Institution Profile |
| Year Opened : |
1905 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
14 |
Number of Employees : |
281 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,822,291 |
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Total Interest Income | 86,830 |
| Total Liabilities | 1,669,010 |
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Total NonInterest Income | 35,372 |
| Total Bank Equity Capital | 153,281 |
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Total Interest Expense | 26,845 |
| Total Deposits | 1,630,844 |
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Total NonInterest Expense | 59,477 |
| Net Loans & Leases | 979,648 |
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Net Income | 21,189 |
| Loan Loss Allowance | 13,583 |
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Net Charge Offs | 7,215 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 190,246 |
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Total loans | 990,671 |
| Total assets for the leverage ratio | 1,882,475 |
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Loans secured by real estate: | 737,918 |
| Tier 1 Leverage Ratio | 9.38 |
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Commercial and industrial loans | 131,772 |
| Tier 1 Capital Ratio | 13.39 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.43 |
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Loans to individuals - Other | 22,671 |
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:· First State Bank
