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 First National Bank
First National Bank
| RSSD ID 439404 | CERTIFICATE 4256 | ABA NUMBER 11201830 |
| 223 Main St |
Quarter Ended : |
2025-09-30 |
| Damariscotta, Maine, 4543 |
Updated : |
2025-10-28 |
| www.thefirst.com |
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| Institution Profile |
| Year Opened : |
1864 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
18 |
Number of Employees : |
268 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 3,162,999 |
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Total Interest Income | 120,259 |
| Total Liabilities | 2,917,270 |
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Total NonInterest Income | 11,920 |
| Total Bank Equity Capital | 245,729 |
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Total Interest Expense | 63,273 |
| Total Deposits | 2,738,513 |
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Total NonInterest Expense | 36,765 |
| Net Loans & Leases | 2,373,432 |
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Net Income | 25,081 |
| Loan Loss Allowance | 25,078 |
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Net Charge Offs | 1,227 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 301,894 |
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Total loans | 2,394,806 |
| Total assets for the leverage ratio | 3,197,886 |
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Loans secured by real estate: | 1,876,679 |
| Tier 1 Leverage Ratio | 8.62 |
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Commercial and industrial loans | 370,050 |
| Tier 1 Capital Ratio | 12.33 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.5 |
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Loans to individuals - Other | 16,744 |
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