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State Bank of Bement
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State Bank of Bement
| RSSD ID 439730 | CERTIFICATE 10855 | ABA NUMBER 71107123 |
| 180 E Bodman St |
Quarter Ended : |
2026-06-30 |
| Bement, Illinois, 61813 |
Updated : |
2026-07-27 |
| www.bankbement.com |
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| Institution Profile |
| Year Opened : |
1914 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
30 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 185,573 |
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Total Interest Income | 4,576 |
| Total Liabilities | 166,965 |
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Total NonInterest Income | 350 |
| Total Bank Equity Capital | 18,608 |
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Total Interest Expense | 1,177 |
| Total Deposits | 165,916 |
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Total NonInterest Expense | 2,706 |
| Net Loans & Leases | 108,093 |
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Net Income | 632 |
| Loan Loss Allowance | 1,239 |
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Net Charge Offs | 31 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 108,594 |
| Total assets for the leverage ratio | 185,323 |
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Loans secured by real estate: | 46,223 |
| Tier 1 Leverage Ratio | 10.19 |
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Commercial and industrial loans | 32,652 |
| Off Balance Sheet Exposures (%) | 7.93 |
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Loans to individuals - Credit Cards | 439 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 8,360 |
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