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 The First National Bank of Monterey
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The First National Bank of Monterey
| RSSD ID 44040 | CERTIFICATE 4364 | ABA NUMBER 74908426 |
| 6222 E Main St |
Quarter Ended : |
2026-06-30 |
| Monterey, Indiana, 46960 |
Updated : |
2026-07-25 |
| www.fnbmonterey.com |
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| Institution Profile |
| Year Opened : |
1910 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
4 |
Number of Employees : |
48 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 430,515 |
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Total Interest Income | 10,395 |
| Total Liabilities | 381,820 |
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Total NonInterest Income | 463 |
| Total Bank Equity Capital | 48,695 |
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Total Interest Expense | 4,163 |
| Total Deposits | 379,751 |
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Total NonInterest Expense | 3,784 |
| Net Loans & Leases | 246,253 |
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Net Income | 2,334 |
| Loan Loss Allowance | 4,723 |
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Net Charge Offs | (5) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 243,244 |
| Total assets for the leverage ratio | 445,355 |
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Loans secured by real estate: | 182,175 |
| Tier 1 Leverage Ratio | 13.13 |
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Commercial and industrial loans | 15,397 |
| Off Balance Sheet Exposures (%) | 9.07 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 2,987 |
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:· The First National Bank of Monterey
