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 The Falls City National Bank
The Falls City National Bank
| RSSD ID 441050 | CERTIFICATE 3193 | ABA NUMBER 114910523 |
| 100 S Front St |
Quarter Ended : |
2025-12-31 |
| Falls City, Texas, 78113 |
Updated : |
2026-01-20 |
| www.fcnb.net |
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| Institution Profile |
| Year Opened : |
1907 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Other Specialized Under 1 Billion |
| Number of Offices : |
3 |
Number of Employees : |
26 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 591,271 |
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Total Interest Income | 27,192 |
| Total Liabilities | 499,767 |
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Total NonInterest Income | 912 |
| Total Bank Equity Capital | 91,504 |
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Total Interest Expense | 6,714 |
| Total Deposits | 498,227 |
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Total NonInterest Expense | 6,201 |
| Net Loans & Leases | 137,972 |
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Net Income | 12,076 |
| Loan Loss Allowance | 1,789 |
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Net Charge Offs | 43 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 139,453 |
| Total assets for the leverage ratio | 588,398 |
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Loans secured by real estate: | 117,863 |
| Tier 1 Leverage Ratio | 15.55 |
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Commercial and industrial loans | 6,714 |
| Off Balance Sheet Exposures (%) | 4.32 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 12,431 |
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:· The Falls City National Bank
