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First Dakota National Bank
First Dakota National Bank
| RSSD ID 441256 | CERTIFICATE 4028 | ABA NUMBER 91400486 |
| 225 Cedar St |
Quarter Ended : |
2025-09-30 |
| Yankton, South Dakota, 57078 |
Updated : |
2025-10-27 |
| www.firstdakota.com |
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| Institution Profile |
| Year Opened : |
1872 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
17 |
Number of Employees : |
357 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 3,146,740 |
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Total Interest Income | 130,700 |
| Total Liabilities | 2,841,872 |
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Total NonInterest Income | 25,512 |
| Total Bank Equity Capital | 304,868 |
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Total Interest Expense | 50,879 |
| Total Deposits | 2,804,197 |
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Total NonInterest Expense | 60,503 |
| Net Loans & Leases | 2,633,581 |
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Net Income | 30,079 |
| Loan Loss Allowance | 31,773 |
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Net Charge Offs | (291) |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 353,425 |
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Total loans | 2,625,893 |
| Total assets for the leverage ratio | 3,124,963 |
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Loans secured by real estate: | 2,107,728 |
| Tier 1 Leverage Ratio | 10.27 |
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Commercial and industrial loans | 311,993 |
| Tier 1 Capital Ratio | 11.11 |
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Loans to individuals - Credit Cards | 2,026 |
| Total Capital Ratio | 12.23 |
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Loans to individuals - Other | 22,203 |
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