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First Federal Savings & Loan Association of Ravenswood
First Federal Savings & Loan Association of Ravenswood
| RSSD ID 441470 | CERTIFICATE 29490 | ABA NUMBER 251572976 |
| 712 Washington St |
Quarter Ended : |
2025-09-30 |
| Ravenswood, West Virginia, 26164 |
Updated : |
2025-10-15 |
| Institution Profile |
| Year Opened : |
1934 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
3 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 26,349 |
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Total Interest Income | 998 |
| Total Liabilities | 23,640 |
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Total NonInterest Income | 6 |
| Total Bank Equity Capital | 2,709 |
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Total Interest Expense | 579 |
| Total Deposits | 23,396 |
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Total NonInterest Expense | 373 |
| Net Loans & Leases | 19,797 |
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Net Income | 40 |
| Loan Loss Allowance | 113 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 2,821 |
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Total loans | 19,655 |
| Total assets for the leverage ratio | 25,985 |
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Loans secured by real estate: | 19,656 |
| Tier 1 Leverage Ratio | 10.42 |
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Commercial and industrial loans | 0 |
| Tier 1 Capital Ratio | 22.59 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 23.53 |
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Loans to individuals - Other | 63 |
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