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First Federal Savings & Loan Association of Ravenswood
First Federal Savings & Loan Association of Ravenswood
| RSSD ID 441470 | CERTIFICATE 29490 | ABA NUMBER 251572976 |
| 712 Washington St |
Quarter Ended : |
2025-12-31 |
| Ravenswood, West Virginia, 26164 |
Updated : |
2026-01-16 |
| Institution Profile |
| Year Opened : |
1934 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
4 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 26,991 |
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Total Interest Income | 1,347 |
| Total Liabilities | 24,263 |
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Total NonInterest Income | 7 |
| Total Bank Equity Capital | 2,728 |
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Total Interest Expense | 780 |
| Total Deposits | 24,203 |
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Total NonInterest Expense | 497 |
| Net Loans & Leases | 20,178 |
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Net Income | 58 |
| Loan Loss Allowance | 113 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 2,840 |
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Total loans | 19,730 |
| Total assets for the leverage ratio | 26,696 |
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Loans secured by real estate: | 19,729 |
| Tier 1 Leverage Ratio | 10.22 |
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Commercial and industrial loans | 0 |
| Tier 1 Capital Ratio | 22.51 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 23.45 |
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Loans to individuals - Other | 78 |
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