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 Generations Bank
Generations Bank
| RSSD ID 442011 | CERTIFICATE 16040 | ABA NUMBER 221371194 |
| 19 Cayuga St |
Quarter Ended : |
2025-06-30 |
| Seneca Falls, New York, 13148 |
Updated : |
2025-07-23 |
| www.mygenbank.com |
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| Institution Profile |
| Year Opened : |
1870 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Consumer Lending Specialization |
| Number of Offices : |
9 |
Number of Employees : |
62 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 372,972 |
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Total Interest Income | 8,209 |
| Total Liabilities | 340,077 |
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Total NonInterest Income | 642 |
| Total Bank Equity Capital | 32,895 |
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Total Interest Expense | 4,459 |
| Total Deposits | 320,008 |
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Total NonInterest Expense | 5,247 |
| Net Loans & Leases | 290,377 |
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Net Income | (1,495) |
| Loan Loss Allowance | 2,717 |
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Net Charge Offs | 692 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 37,195 |
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Total loans | 298,696 |
| Total assets for the leverage ratio | 374,821 |
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Loans secured by real estate: | 195,432 |
| Tier 1 Leverage Ratio | 9.2 |
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Commercial and industrial loans | 10,390 |
| Tier 1 Capital Ratio | 12.85 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.86 |
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Loans to individuals - Other | 92,873 |
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:· Generations Bank
