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The Citizens State Bank and Trust Company
The Citizens State Bank and Trust Company
| RSSD ID 442057 | CERTIFICATE 15254 | ABA NUMBER 101113799 |
| 314 Main St |
Quarter Ended : |
2025-09-30 |
| Council Grove, Kansas, 66846 |
Updated : |
2025-10-28 |
| extramilebank.com |
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| Institution Profile |
| Year Opened : |
1921 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
7 |
Number of Employees : |
27 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 85,489 |
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Total Interest Income | 4,521 |
| Total Liabilities | 78,496 |
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Total NonInterest Income | 126 |
| Total Bank Equity Capital | 6,993 |
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Total Interest Expense | 1,412 |
| Total Deposits | 72,028 |
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Total NonInterest Expense | 1,915 |
| Net Loans & Leases | 73,456 |
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Net Income | 1,214 |
| Loan Loss Allowance | 730 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 7,705 |
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Total loans | 73,536 |
| Total assets for the leverage ratio | 85,025 |
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Loans secured by real estate: | 51,647 |
| Tier 1 Leverage Ratio | 8.2 |
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Commercial and industrial loans | 6,492 |
| Tier 1 Capital Ratio | 9.51 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 10.51 |
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Loans to individuals - Other | 1,648 |
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