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 Scott State Bank
Scott State Bank
| RSSD ID 443634 | CERTIFICATE 8491 | ABA NUMBER 71109228 |
| 101 W Main St |
Quarter Ended : |
2025-03-31 |
| Bethany, Illinois, 61914 |
Updated : |
2025-04-23 |
| www.scottbancshares.com |
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| Institution Profile |
| Year Opened : |
1887 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
49 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 212,402 |
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Total Interest Income | 2,202 |
| Total Liabilities | 191,666 |
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Total NonInterest Income | 277 |
| Total Bank Equity Capital | 20,736 |
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Total Interest Expense | 594 |
| Total Deposits | 179,675 |
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Total NonInterest Expense | 1,369 |
| Net Loans & Leases | 117,463 |
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Net Income | 410 |
| Loan Loss Allowance | 1,139 |
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Net Charge Offs | 206 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 117,541 |
| Total assets for the leverage ratio | 211,955 |
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Loans secured by real estate: | 78,440 |
| Tier 1 Leverage Ratio | 12.84 |
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Commercial and industrial loans | 26,690 |
| Off Balance Sheet Exposures (%) | 7.14 |
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Loans to individuals - Credit Cards | 335 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 4,944 |
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:· Scott State Bank
