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Scott State Bank
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Scott State Bank
| RSSD ID 443634 | CERTIFICATE 8491 | ABA NUMBER 71109228 |
| 101 W Main St |
Quarter Ended : |
2026-03-31 |
| Bethany, Illinois, 61914 |
Updated : |
2026-04-27 |
| www.scottbancshares.com |
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| Institution Profile |
| Year Opened : |
1887 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
47 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 207,498 |
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Total Interest Income | 2,262 |
| Total Liabilities | 183,978 |
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Total NonInterest Income | 261 |
| Total Bank Equity Capital | 23,520 |
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Total Interest Expense | 465 |
| Total Deposits | 182,191 |
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Total NonInterest Expense | 1,486 |
| Net Loans & Leases | 115,203 |
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Net Income | 568 |
| Loan Loss Allowance | 1,195 |
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Net Charge Offs | 16 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 118,909 |
| Total assets for the leverage ratio | 206,610 |
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Loans secured by real estate: | 78,933 |
| Tier 1 Leverage Ratio | 13.63 |
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Commercial and industrial loans | 29,522 |
| Off Balance Sheet Exposures (%) | 7.82 |
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Loans to individuals - Credit Cards | 333 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 3,916 |
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