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 Intercredit Bank, National Association
Intercredit Bank, National Association
| RSSD ID 44433 | CERTIFICATE 25258 | ABA NUMBER 67011812 |
| 396 Alhambra Cir |
Quarter Ended : |
2025-12-31 |
| Coral Gables, Florida, 33134 |
Updated : |
2026-01-30 |
| www.intercreditbank.com |
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| Institution Profile |
| Year Opened : |
1984 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
137 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,610,849 |
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Total Interest Income | 70,672 |
| Total Liabilities | 1,466,572 |
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Total NonInterest Income | 231 |
| Total Bank Equity Capital | 144,277 |
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Total Interest Expense | 43,833 |
| Total Deposits | 1,389,941 |
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Total NonInterest Expense | 37,411 |
| Net Loans & Leases | 841,245 |
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Net Income | (10,429) |
| Loan Loss Allowance | 13,400 |
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Net Charge Offs | (53) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 154,833 |
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Total loans | 774,426 |
| Total assets for the leverage ratio | 1,390,327 |
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Loans secured by real estate: | 647,162 |
| Tier 1 Leverage Ratio | 10.35 |
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Commercial and industrial loans | 122,841 |
| Tier 1 Capital Ratio | 16.44 |
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Loans to individuals - Credit Cards | 492 |
| Total Capital Ratio | 17.69 |
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Loans to individuals - Other | 3,932 |
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:· Intercredit Bank, National Association
