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Points West Community Bank
Points West Community Bank
| RSSD ID 444556 | CERTIFICATE 3031 | ABA NUMBER 102101360 |
| 1291 Main St |
Quarter Ended : |
2025-12-31 |
| Windsor, Colorado, 80550 |
Updated : |
2026-01-28 |
| www.pwcbank.com |
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| Institution Profile |
| Year Opened : |
1906 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
21 |
Number of Employees : |
145 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 833,844 |
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Total Interest Income | 40,032 |
| Total Liabilities | 765,215 |
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Total NonInterest Income | 3,023 |
| Total Bank Equity Capital | 68,629 |
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Total Interest Expense | 11,862 |
| Total Deposits | 740,841 |
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Total NonInterest Expense | 19,926 |
| Net Loans & Leases | 457,870 |
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Net Income | 10,600 |
| Loan Loss Allowance | 8,798 |
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Net Charge Offs | (1) |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 463,737 |
| Total assets for the leverage ratio | 816,295 |
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Loans secured by real estate: | 343,438 |
| Tier 1 Leverage Ratio | 9.63 |
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Commercial and industrial loans | 31,154 |
| Off Balance Sheet Exposures (%) | 3.51 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 6,601 |
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