|
 |
|
|
 Black Mountain Savings Bank, SSB
Black Mountain Savings Bank, SSB
| RSSD ID 444677 | CERTIFICATE 27897 | ABA NUMBER 253170091 |
| 200 E State St |
Quarter Ended : |
2025-12-31 |
| Black Mountain, North Carolina, 28711 |
Updated : |
2026-01-29 |
| Institution Profile |
| Year Opened : |
1923 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
5 |
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 42,373 |
|
Total Interest Income | 1,734 |
| Total Liabilities | 37,220 |
|
Total NonInterest Income | 156 |
| Total Bank Equity Capital | 5,153 |
|
Total Interest Expense | 922 |
| Total Deposits | 36,553 |
|
Total NonInterest Expense | 1,033 |
| Net Loans & Leases | 27,494 |
|
Net Income | (65) |
| Loan Loss Allowance | 62 |
|
Net Charge Offs | 0 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 27,780 |
| Total assets for the leverage ratio | 42,194 |
|
Loans secured by real estate: | 27,478 |
| Tier 1 Leverage Ratio | 12.21 |
|
Commercial and industrial loans | 0 |
| Off Balance Sheet Exposures (%) | 1.12 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 209 |
|
|
|
|
:· Black Mountain Savings Bank, SSB
