|
 |
 |
|
The First National Bank of East Texas
The First National Bank of East Texas
| RSSD ID 445955 | CERTIFICATE 3218 | ABA NUMBER 111905609 |
| 206 Us Highway 271 N |
Quarter Ended : |
2025-12-31 |
| Gilmer, Texas, 75644 |
Updated : |
2026-01-29 |
| www.fnbetx.com |
|
| Institution Profile |
| Year Opened : |
1900 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
12 |
Number of Employees : |
139 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
|
Income Statement (USD, in thousands, ytd) |
| Total Assets | 614,871 |
|
Total Interest Income | 34,516 |
| Total Liabilities | 561,708 |
|
Total NonInterest Income | 2,641 |
| Total Bank Equity Capital | 53,163 |
|
Total Interest Expense | 11,655 |
| Total Deposits | 556,469 |
|
Total NonInterest Expense | 17,369 |
| Net Loans & Leases | 413,700 |
|
Net Income | 6,554 |
| Loan Loss Allowance | 5,025 |
|
Net Charge Offs | 1,243 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 414,097 |
| Total assets for the leverage ratio | 600,534 |
|
Loans secured by real estate: | 317,709 |
| Tier 1 Leverage Ratio | 9.58 |
|
Commercial and industrial loans | 62,383 |
| Off Balance Sheet Exposures (%) | 8.2 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 15,347 |
|
|
|
|