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 Farmers and Merchants Bank
Farmers and Merchants Bank
| RSSD ID 446130 | CERTIFICATE 13887 | ABA NUMBER 62201711 |
| 2 1st St Ne |
Quarter Ended : |
2025-03-31 |
| Lafayette, Alabama, 36862 |
Updated : |
2025-04-25 |
| www.fmlafayette.com |
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| Institution Profile |
| Year Opened : |
1934 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
3 |
Number of Employees : |
37 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 283,744 |
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Total Interest Income | 3,342 |
| Total Liabilities | 267,247 |
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Total NonInterest Income | 257 |
| Total Bank Equity Capital | 16,497 |
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Total Interest Expense | 1,357 |
| Total Deposits | 258,926 |
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Total NonInterest Expense | 1,359 |
| Net Loans & Leases | 115,130 |
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Net Income | 652 |
| Loan Loss Allowance | 1,254 |
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Net Charge Offs | (6) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 33,407 |
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Total loans | 116,315 |
| Total assets for the leverage ratio | 285,601 |
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Loans secured by real estate: | 71,604 |
| Tier 1 Leverage Ratio | 11.26 |
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Commercial and industrial loans | 20,018 |
| Tier 1 Capital Ratio | 17.26 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 17.93 |
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Loans to individuals - Other | 10,960 |
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:· Farmers and Merchants Bank
