|
 |
|
|
 Citizens State Bank of La Crosse
Citizens State Bank of La Crosse
| RSSD ID 447557 | CERTIFICATE 1513 | ABA NUMBER 91804833 |
| 620 Main St |
Quarter Ended : |
2025-09-30 |
| La Crosse, Wisconsin, 54601 |
Updated : |
2025-10-27 |
| www.citizensstatebank.us |
|
| Institution Profile |
| Year Opened : |
1907 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
86 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 663,519 |
|
Total Interest Income | 30,242 |
| Total Liabilities | 585,701 |
|
Total NonInterest Income | 4,267 |
| Total Bank Equity Capital | 77,818 |
|
Total Interest Expense | 11,589 |
| Total Deposits | 540,686 |
|
Total NonInterest Expense | 9,102 |
| Net Loans & Leases | 543,647 |
|
Net Income | 12,941 |
| Loan Loss Allowance | 7,298 |
|
Net Charge Offs | 182 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 548,455 |
| Total assets for the leverage ratio | 661,421 |
|
Loans secured by real estate: | 493,714 |
| Tier 1 Leverage Ratio | 11.74 |
|
Commercial and industrial loans | 48,786 |
| Off Balance Sheet Exposures (%) | 0 |
|
Loans to individuals - Credit Cards | 1,481 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 1,473 |
|
|
|
|
:· Citizens State Bank of La Crosse
