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 Citizens State Bank of La Crosse
Citizens State Bank of La Crosse
| RSSD ID 447557 | CERTIFICATE 1513 | ABA NUMBER 91804833 |
| 620 Main St |
Quarter Ended : |
2025-12-31 |
| La Crosse, Wisconsin, 54601 |
Updated : |
2026-02-12 |
| Institution Profile |
| Year Opened : |
1907 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
83 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 658,270 |
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Total Interest Income | 40,570 |
| Total Liabilities | 577,871 |
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Total NonInterest Income | 5,944 |
| Total Bank Equity Capital | 80,399 |
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Total Interest Expense | 15,217 |
| Total Deposits | 517,601 |
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Total NonInterest Expense | 12,910 |
| Net Loans & Leases | 531,940 |
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Net Income | 17,360 |
| Loan Loss Allowance | 7,427 |
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Net Charge Offs | 203 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 548,705 |
| Total assets for the leverage ratio | 659,146 |
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Loans secured by real estate: | 492,100 |
| Tier 1 Leverage Ratio | 12.18 |
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Commercial and industrial loans | 51,172 |
| Off Balance Sheet Exposures (%) | 0.05 |
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Loans to individuals - Credit Cards | 1,507 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,332 |
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:· Citizens State Bank of La Crosse
