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 Oxford Bank
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Oxford Bank
| RSSD ID 448040 | CERTIFICATE 9719 | ABA NUMBER 72404333 |
| 60 S Washington St |
Quarter Ended : |
2026-06-30 |
| Oxford, Michigan, 48371 |
Updated : |
2026-08-11 |
| www.oxfordbank.com |
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| Institution Profile |
| Year Opened : |
1884 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
9 |
Number of Employees : |
156 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 930,519 |
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Total Interest Income | 29,175 |
| Total Liabilities | 814,251 |
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Total NonInterest Income | 3,585 |
| Total Bank Equity Capital | 114,686 |
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Total Interest Expense | 6,122 |
| Total Deposits | 782,577 |
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Total NonInterest Expense | 19,083 |
| Net Loans & Leases | 713,176 |
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Net Income | 4,462 |
| Loan Loss Allowance | 9,657 |
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Net Charge Offs | (209) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 119,379 |
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Total loans | 718,968 |
| Total assets for the leverage ratio | 916,945 |
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Loans secured by real estate: | 440,131 |
| Tier 1 Leverage Ratio | 11.93 |
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Commercial and industrial loans | 269,143 |
| Tier 1 Capital Ratio | 13.19 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.39 |
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Loans to individuals - Other | 27,159 |
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:· Oxford Bank
