|
 |
|
|
 Oxford Bank
Oxford Bank
| RSSD ID 448040 | CERTIFICATE 9719 | ABA NUMBER 72404333 |
| 60 S Washington St |
Quarter Ended : |
2025-12-31 |
| Oxford, Michigan, 48371 |
Updated : |
2026-01-27 |
| www.oxfordbank.com |
|
| Institution Profile |
| Year Opened : |
1884 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
9 |
Number of Employees : |
148 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,088,968 |
|
Total Interest Income | 54,299 |
| Total Liabilities | 975,421 |
|
Total NonInterest Income | 5,900 |
| Total Bank Equity Capital | 111,825 |
|
Total Interest Expense | 10,083 |
| Total Deposits | 965,146 |
|
Total NonInterest Expense | 32,545 |
| Net Loans & Leases | 653,245 |
|
Net Income | 11,361 |
| Loan Loss Allowance | 8,035 |
|
Net Charge Offs | 2,756 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 114,241 |
|
Total loans | 659,605 |
| Total assets for the leverage ratio | 1,002,935 |
|
Loans secured by real estate: | 421,677 |
| Tier 1 Leverage Ratio | 10.54 |
|
Commercial and industrial loans | 213,463 |
| Tier 1 Capital Ratio | 13.94 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.06 |
|
Loans to individuals - Other | 24,465 |
|
|
|
|
:· Oxford Bank
