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 22nd State Banking Company
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22nd State Banking Company
| RSSD ID 449430 | CERTIFICATE 16910 | ABA NUMBER 62104656 |
| 51 Saint Joseph St |
Quarter Ended : |
2026-06-30 |
| Mobile, Alabama, 36602 |
Updated : |
2026-07-28 |
| www.22ndstatebank.com |
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| Institution Profile |
| Year Opened : |
1917 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
77 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 292,182 |
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Total Interest Income | 11,464 |
| Total Liabilities | 258,525 |
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Total NonInterest Income | 2,303 |
| Total Bank Equity Capital | 33,657 |
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Total Interest Expense | 2,967 |
| Total Deposits | 241,934 |
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Total NonInterest Expense | 10,038 |
| Net Loans & Leases | 212,690 |
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Net Income | 712 |
| Loan Loss Allowance | 4,724 |
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Net Charge Offs | 4,696 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 35,862 |
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Total loans | 223,912 |
| Total assets for the leverage ratio | 294,323 |
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Loans secured by real estate: | 88,730 |
| Tier 1 Leverage Ratio | 11.12 |
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Commercial and industrial loans | 121,938 |
| Tier 1 Capital Ratio | 13.12 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.38 |
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Loans to individuals - Other | 13,221 |
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:· 22nd State Banking Company
