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 First National Community Bank
First National Community Bank
| RSSD ID 450632 | CERTIFICATE 22092 | ABA NUMBER 61102594 |
| 701 N 3rd Ave |
Quarter Ended : |
2025-12-31 |
| Chatsworth, Georgia, 30705 |
Updated : |
2026-01-26 |
| www.FNCBank.com |
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| Institution Profile |
| Year Opened : |
1975 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
11 |
Number of Employees : |
111 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 703,236 |
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Total Interest Income | 45,758 |
| Total Liabilities | 607,860 |
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Total NonInterest Income | 3,424 |
| Total Bank Equity Capital | 95,376 |
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Total Interest Expense | 11,860 |
| Total Deposits | 604,832 |
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Total NonInterest Expense | 18,158 |
| Net Loans & Leases | 488,200 |
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Net Income | 12,576 |
| Loan Loss Allowance | 6,667 |
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Net Charge Offs | 2,314 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 506,683 |
| Total assets for the leverage ratio | 713,778 |
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Loans secured by real estate: | 468,934 |
| Tier 1 Leverage Ratio | 13.06 |
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Commercial and industrial loans | 33,631 |
| Off Balance Sheet Exposures (%) | 17.94 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 4,118 |
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:· First National Community Bank
