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 Wayne Bank and Trust Co.
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Wayne Bank and Trust Co.
| RSSD ID 451246 | CERTIFICATE 1849 | ABA NUMBER 74904530 |
| 500 S A St |
Quarter Ended : |
2026-06-30 |
| Richmond, Indiana, 47374 |
Updated : |
2026-08-10 |
| www.waynebankonline.com |
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| Institution Profile |
| Year Opened : |
1882 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
45 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 255,289 |
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Total Interest Income | 6,993 |
| Total Liabilities | 235,297 |
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Total NonInterest Income | 628 |
| Total Bank Equity Capital | 19,992 |
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Total Interest Expense | 2,135 |
| Total Deposits | 224,595 |
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Total NonInterest Expense | 3,943 |
| Net Loans & Leases | 200,599 |
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Net Income | 1,393 |
| Loan Loss Allowance | 2,356 |
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Net Charge Offs | 3 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 203,437 |
| Total assets for the leverage ratio | 255,759 |
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Loans secured by real estate: | 176,969 |
| Tier 1 Leverage Ratio | 9.53 |
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Commercial and industrial loans | 20,988 |
| Off Balance Sheet Exposures (%) | 0.01 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 3,298 |
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:· Wayne Bank and Trust Co.
