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 Wayne Bank and Trust Co.
Wayne Bank and Trust Co.
| RSSD ID 451246 | CERTIFICATE 1849 | ABA NUMBER 74904530 |
| 500 S A St |
Quarter Ended : |
2025-06-30 |
| Richmond, Indiana, 47374 |
Updated : |
2025-07-31 |
| www.waynebankonline.com |
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| Institution Profile |
| Year Opened : |
1882 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
41 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 238,518 |
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Total Interest Income | 6,016 |
| Total Liabilities | 221,296 |
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Total NonInterest Income | 590 |
| Total Bank Equity Capital | 17,222 |
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Total Interest Expense | 2,058 |
| Total Deposits | 215,572 |
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Total NonInterest Expense | 3,667 |
| Net Loans & Leases | 186,760 |
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Net Income | 771 |
| Loan Loss Allowance | 2,060 |
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Net Charge Offs | 1 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 25,269 |
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Total loans | 184,644 |
| Total assets for the leverage ratio | 234,009 |
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Loans secured by real estate: | 164,729 |
| Tier 1 Leverage Ratio | 9.88 |
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Commercial and industrial loans | 16,041 |
| Tier 1 Capital Ratio | 12.19 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.32 |
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Loans to individuals - Other | 3,874 |
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:· Wayne Bank and Trust Co.
