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 Geddes Federal Savings and Loan Association
Geddes Federal Savings and Loan Association
| RSSD ID 451273 | CERTIFICATE 30397 | ABA NUMBER 221371741 |
| 2208 W Genesee St |
Quarter Ended : |
2025-09-30 |
| Syracuse, New York, 13219 |
Updated : |
2025-10-24 |
| www.geddesfederal.com |
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| Institution Profile |
| Year Opened : |
1948 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
43 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 642,676 |
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Total Interest Income | 20,502 |
| Total Liabilities | 543,454 |
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Total NonInterest Income | 98 |
| Total Bank Equity Capital | 99,222 |
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Total Interest Expense | 13,137 |
| Total Deposits | 477,959 |
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Total NonInterest Expense | 6,855 |
| Net Loans & Leases | 563,245 |
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Net Income | 464 |
| Loan Loss Allowance | 1,108 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 561,531 |
| Total assets for the leverage ratio | 650,396 |
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Loans secured by real estate: | 542,928 |
| Tier 1 Leverage Ratio | 15.25 |
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Commercial and industrial loans | 0 |
| Off Balance Sheet Exposures (%) | 5.32 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 266 |
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:· Geddes Federal Savings and Loan Association
