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 Spring Valley City Bank
Spring Valley City Bank
| RSSD ID 452841 | CERTIFICATE 12087 | ABA NUMBER 71115995 |
| 315 N Cornelia St |
Quarter Ended : |
2025-12-31 |
| Spring Valley, Illinois, 61362 |
Updated : |
2026-01-16 |
| www.svcb.com |
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| Institution Profile |
| Year Opened : |
1905 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
26 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 214,142 |
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Total Interest Income | 8,826 |
| Total Liabilities | 188,080 |
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Total NonInterest Income | 373 |
| Total Bank Equity Capital | 26,062 |
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Total Interest Expense | 2,934 |
| Total Deposits | 183,218 |
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Total NonInterest Expense | 4,529 |
| Net Loans & Leases | 127,171 |
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Net Income | 1,238 |
| Loan Loss Allowance | 1,556 |
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Net Charge Offs | 1,114 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 30,855 |
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Total loans | 126,717 |
| Total assets for the leverage ratio | 212,225 |
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Loans secured by real estate: | 83,642 |
| Tier 1 Leverage Ratio | 13.81 |
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Commercial and industrial loans | 27,956 |
| Tier 1 Capital Ratio | 23.24 |
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Loans to individuals - Credit Cards | 229 |
| Total Capital Ratio | 24.48 |
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Loans to individuals - Other | 4,119 |
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:· Spring Valley City Bank
