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 Spring Valley City Bank
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Spring Valley City Bank
| RSSD ID 452841 | CERTIFICATE 12087 | ABA NUMBER 71115995 |
| 315 N Cornelia St |
Quarter Ended : |
2026-06-30 |
| Spring Valley, Illinois, 61362 |
Updated : |
2026-07-21 |
| www.svcb.com |
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| Institution Profile |
| Year Opened : |
1905 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
27 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 206,953 |
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Total Interest Income | 4,456 |
| Total Liabilities | 181,088 |
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Total NonInterest Income | 190 |
| Total Bank Equity Capital | 25,865 |
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Total Interest Expense | 1,298 |
| Total Deposits | 179,117 |
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Total NonInterest Expense | 2,295 |
| Net Loans & Leases | 123,813 |
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Net Income | 882 |
| Loan Loss Allowance | 1,555 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 31,063 |
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Total loans | 124,367 |
| Total assets for the leverage ratio | 212,966 |
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Loans secured by real estate: | 83,546 |
| Tier 1 Leverage Ratio | 13.86 |
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Commercial and industrial loans | 26,605 |
| Tier 1 Capital Ratio | 23.82 |
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Loans to individuals - Credit Cards | 213 |
| Total Capital Ratio | 25.08 |
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Loans to individuals - Other | 4,579 |
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:· Spring Valley City Bank
