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 The Peoples State Bank
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The Peoples State Bank
| RSSD ID 454546 | CERTIFICATE 14113 | ABA NUMBER 74907414 |
| 601 E Temperance St |
Quarter Ended : |
2026-06-30 |
| Ellettsville, Indiana, 47429 |
Updated : |
2026-07-25 |
| www.psbanywhere.com |
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| Institution Profile |
| Year Opened : |
1904 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
15 |
Number of Employees : |
94 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 506,621 |
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Total Interest Income | 12,541 |
| Total Liabilities | 459,278 |
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Total NonInterest Income | 1,828 |
| Total Bank Equity Capital | 47,343 |
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Total Interest Expense | 3,761 |
| Total Deposits | 444,323 |
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Total NonInterest Expense | 6,845 |
| Net Loans & Leases | 273,554 |
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Net Income | 3,638 |
| Loan Loss Allowance | 2,810 |
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Net Charge Offs | (2) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 274,847 |
| Total assets for the leverage ratio | 513,247 |
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Loans secured by real estate: | 241,405 |
| Tier 1 Leverage Ratio | 10.47 |
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Commercial and industrial loans | 21,274 |
| Off Balance Sheet Exposures (%) | 19.06 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 3,320 |
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:· The Peoples State Bank
