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 Massena Savings and Loan
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Massena Savings and Loan
| RSSD ID 454975 | CERTIFICATE 30429 | ABA NUMBER 221371628 |
| 255 Main St |
Quarter Ended : |
2026-06-30 |
| Massena, New York, 13662 |
Updated : |
2026-07-30 |
| www.massenasavingsloan.com |
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| Institution Profile |
| Year Opened : |
1924 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
23 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 199,862 |
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Total Interest Income | 5,741 |
| Total Liabilities | 169,505 |
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Total NonInterest Income | 177 |
| Total Bank Equity Capital | 30,357 |
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Total Interest Expense | 2,306 |
| Total Deposits | 148,165 |
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Total NonInterest Expense | 2,102 |
| Net Loans & Leases | 180,282 |
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Net Income | 1,086 |
| Loan Loss Allowance | 1,261 |
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Net Charge Offs | 99 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 31,618 |
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Total loans | 181,693 |
| Total assets for the leverage ratio | 200,422 |
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Loans secured by real estate: | 161,867 |
| Tier 1 Leverage Ratio | 15.15 |
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Commercial and industrial loans | 919 |
| Tier 1 Capital Ratio | 22.86 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 23.81 |
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Loans to individuals - Other | 18,908 |
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:· Massena Savings and Loan
