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 The Payne County Bank
The Payne County Bank
| RSSD ID 455150 | CERTIFICATE 12485 | ABA NUMBER 103105213 |
| 202 S Main St |
Quarter Ended : |
2025-09-30 |
| Perkins, Oklahoma, 74059 |
Updated : |
2025-10-30 |
| www.paynecountybank.com |
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| Institution Profile |
| Year Opened : |
1898 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
2 |
Number of Employees : |
34 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 289,088 |
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Total Interest Income | 12,492 |
| Total Liabilities | 254,094 |
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Total NonInterest Income | 1,053 |
| Total Bank Equity Capital | 34,994 |
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Total Interest Expense | 4,244 |
| Total Deposits | 233,879 |
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Total NonInterest Expense | 4,587 |
| Net Loans & Leases | 215,202 |
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Net Income | 4,198 |
| Loan Loss Allowance | 1,618 |
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Net Charge Offs | 117 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 206,805 |
| Total assets for the leverage ratio | 288,504 |
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Loans secured by real estate: | 151,290 |
| Tier 1 Leverage Ratio | 13.93 |
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Commercial and industrial loans | 17,478 |
| Off Balance Sheet Exposures (%) | 10.06 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 14,531 |
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:· The Payne County Bank
