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 The Payne County Bank
The Payne County Bank
| RSSD ID 455150 | CERTIFICATE 12485 | ABA NUMBER 103105213 |
| 202 S Main St |
Quarter Ended : |
2025-12-31 |
| Perkins, Oklahoma, 74059 |
Updated : |
2026-01-30 |
| www.paynecountybank.com |
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| Institution Profile |
| Year Opened : |
1898 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
3 |
Number of Employees : |
34 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 295,234 |
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Total Interest Income | 17,010 |
| Total Liabilities | 258,933 |
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Total NonInterest Income | 1,430 |
| Total Bank Equity Capital | 36,301 |
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Total Interest Expense | 5,748 |
| Total Deposits | 240,850 |
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Total NonInterest Expense | 6,909 |
| Net Loans & Leases | 219,220 |
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Net Income | 5,208 |
| Loan Loss Allowance | 1,638 |
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Net Charge Offs | 155 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 217,368 |
| Total assets for the leverage ratio | 298,794 |
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Loans secured by real estate: | 159,683 |
| Tier 1 Leverage Ratio | 13.79 |
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Commercial and industrial loans | 18,389 |
| Off Balance Sheet Exposures (%) | 10.22 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 14,622 |
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:· The Payne County Bank
