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 Bank Midwest
Bank Midwest
| RSSD ID 45551 | CERTIFICATE 5170 | ABA NUMBER 73920829 |
| 1800 Royal Ave |
Quarter Ended : |
2025-12-31 |
| Spirit Lake, Iowa, 51360 |
Updated : |
2026-02-02 |
| bankmidwest.com |
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| Institution Profile |
| Year Opened : |
1887 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
11 |
Number of Employees : |
169 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,348,151 |
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Total Interest Income | 76,489 |
| Total Liabilities | 1,219,410 |
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Total NonInterest Income | 12,425 |
| Total Bank Equity Capital | 128,741 |
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Total Interest Expense | 30,639 |
| Total Deposits | 1,158,664 |
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Total NonInterest Expense | 39,280 |
| Net Loans & Leases | 1,013,077 |
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Net Income | 11,493 |
| Loan Loss Allowance | 12,101 |
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Net Charge Offs | 2,889 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 145,715 |
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Total loans | 1,035,872 |
| Total assets for the leverage ratio | 1,361,611 |
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Loans secured by real estate: | 552,648 |
| Tier 1 Leverage Ratio | 9.81 |
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Commercial and industrial loans | 337,578 |
| Tier 1 Capital Ratio | 11.63 |
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Loans to individuals - Credit Cards | 331 |
| Total Capital Ratio | 12.68 |
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Loans to individuals - Other | 33,388 |
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:· Bank Midwest
