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Bank of Delight
Bank of Delight
| RSSD ID 455945 | CERTIFICATE 99 | ABA NUMBER 82903264 |
| 503 E Antioch St |
Quarter Ended : |
2025-09-30 |
| Delight, Arkansas, 71940 |
Updated : |
2025-10-29 |
| www.bankofdelight.com |
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| Institution Profile |
| Year Opened : |
1911 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
4 |
Number of Employees : |
27 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 190,766 |
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Total Interest Income | 8,915 |
| Total Liabilities | 163,831 |
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Total NonInterest Income | 192 |
| Total Bank Equity Capital | 26,935 |
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Total Interest Expense | 3,144 |
| Total Deposits | 159,029 |
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Total NonInterest Expense | 2,759 |
| Net Loans & Leases | 171,871 |
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Net Income | 3,093 |
| Loan Loss Allowance | 1,156 |
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Net Charge Offs | 21 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 167,047 |
| Total assets for the leverage ratio | 186,688 |
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Loans secured by real estate: | 134,010 |
| Tier 1 Leverage Ratio | 14.43 |
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Commercial and industrial loans | 18,759 |
| Off Balance Sheet Exposures (%) | 11.11 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 5,908 |
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