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Centennial Bank
Centennial Bank
| RSSD ID 456045 | CERTIFICATE 11241 | ABA NUMBER 82902757 |
| 620 Chestnut St |
Quarter Ended : |
2025-12-31 |
| Conway, Arkansas, 72032 |
Updated : |
2026-01-28 |
| Institution Profile |
| Year Opened : |
1903 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
234 |
Number of Employees : |
2,543 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 22,716,797 |
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Total Interest Income | 1,281,115 |
| Total Liabilities | 18,719,787 |
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Total NonInterest Income | 165,405 |
| Total Bank Equity Capital | 3,997,010 |
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Total Interest Expense | 372,847 |
| Total Deposits | 17,895,325 |
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Total NonInterest Expense | 434,890 |
| Net Loans & Leases | 15,099,572 |
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Net Income | 484,902 |
| Loan Loss Allowance | 297,583 |
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Net Charge Offs | 2,397 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 2,964,662 |
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Total loans | 15,494,537 |
| Total assets for the leverage ratio | 21,379,878 |
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Loans secured by real estate: | 11,578,576 |
| Tier 1 Leverage Ratio | 12.78 |
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Commercial and industrial loans | 2,068,791 |
| Tier 1 Capital Ratio | 14.82 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.07 |
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Loans to individuals - Other | 1,241,352 |
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