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 Hart County Bank and Trust Company
Hart County Bank and Trust Company
| RSSD ID 456344 | CERTIFICATE 10145 | ABA NUMBER 83905656 |
| 331 Main St |
Quarter Ended : |
2025-12-31 |
| Munfordville, Kentucky, 42765 |
Updated : |
2026-01-22 |
| Institution Profile |
| Year Opened : |
1890 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
7 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 23,377 |
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Total Interest Income | 1,132 |
| Total Liabilities | 15,951 |
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Total NonInterest Income | 34 |
| Total Bank Equity Capital | 7,426 |
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Total Interest Expense | 66 |
| Total Deposits | 15,627 |
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Total NonInterest Expense | 575 |
| Net Loans & Leases | 17,889 |
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Net Income | 524 |
| Loan Loss Allowance | 1,014 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 7,684 |
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Total loans | 18,845 |
| Total assets for the leverage ratio | 23,387 |
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Loans secured by real estate: | 8,239 |
| Tier 1 Leverage Ratio | 31.75 |
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Commercial and industrial loans | 10,471 |
| Tier 1 Capital Ratio | 37.29 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 38.59 |
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Loans to individuals - Other | 93 |
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:· Hart County Bank and Trust Company
