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Exchange Bank and Trust Company
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Exchange Bank and Trust Company
| RSSD ID 456755 | CERTIFICATE 13366 | ABA NUMBER 103101628 |
| 523 Delaware St |
Quarter Ended : |
2026-06-30 |
| Perry, Oklahoma, 73077 |
Updated : |
2026-08-10 |
| www.easybanking.bank |
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| Institution Profile |
| Year Opened : |
1896 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
71 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 428,732 |
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Total Interest Income | 13,000 |
| Total Liabilities | 391,298 |
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Total NonInterest Income | 1,782 |
| Total Bank Equity Capital | 37,434 |
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Total Interest Expense | 4,526 |
| Total Deposits | 385,889 |
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Total NonInterest Expense | 5,901 |
| Net Loans & Leases | 318,675 |
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Net Income | 4,008 |
| Loan Loss Allowance | 4,236 |
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Net Charge Offs | 108 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 50,394 |
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Total loans | 318,878 |
| Total assets for the leverage ratio | 429,196 |
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Loans secured by real estate: | 244,839 |
| Tier 1 Leverage Ratio | 10.75 |
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Commercial and industrial loans | 32,549 |
| Tier 1 Capital Ratio | 14.69 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.04 |
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Loans to individuals - Other | 22,770 |
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