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 Exchange Bank and Trust Company
Exchange Bank and Trust Company
| RSSD ID 456755 | CERTIFICATE 13366 | ABA NUMBER 103101628 |
| 523 Delaware St |
Quarter Ended : |
2025-12-31 |
| Perry, Oklahoma, 73077 |
Updated : |
2026-01-23 |
| www.easybanking.bank |
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| Institution Profile |
| Year Opened : |
1896 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
72 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 418,381 |
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Total Interest Income | 24,583 |
| Total Liabilities | 383,086 |
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Total NonInterest Income | 3,116 |
| Total Bank Equity Capital | 35,295 |
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Total Interest Expense | 9,330 |
| Total Deposits | 375,388 |
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Total NonInterest Expense | 11,830 |
| Net Loans & Leases | 311,610 |
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Net Income | 5,742 |
| Loan Loss Allowance | 4,044 |
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Net Charge Offs | 350 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 48,174 |
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Total loans | 311,972 |
| Total assets for the leverage ratio | 417,385 |
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Loans secured by real estate: | 243,148 |
| Tier 1 Leverage Ratio | 10.57 |
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Commercial and industrial loans | 31,578 |
| Tier 1 Capital Ratio | 14.28 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.59 |
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Loans to individuals - Other | 23,105 |
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:· Exchange Bank and Trust Company
