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 Lowry State Bank
Lowry State Bank
| RSSD ID 457 | CERTIFICATE 10202 | ABA NUMBER 91208332 |
| 400 Florence Ave |
Quarter Ended : |
2025-12-31 |
| Lowry, Minnesota, 56349 |
Updated : |
2026-01-30 |
| www.lowrystate.bank |
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| Institution Profile |
| Year Opened : |
1899 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
9 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 87,633 |
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Total Interest Income | 5,583 |
| Total Liabilities | 79,536 |
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Total NonInterest Income | 174 |
| Total Bank Equity Capital | 8,097 |
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Total Interest Expense | 2,033 |
| Total Deposits | 71,758 |
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Total NonInterest Expense | 2,208 |
| Net Loans & Leases | 78,727 |
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Net Income | 1,224 |
| Loan Loss Allowance | 1,059 |
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Net Charge Offs | 196 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 8,983 |
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Total loans | 79,909 |
| Total assets for the leverage ratio | 87,129 |
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Loans secured by real estate: | 56,732 |
| Tier 1 Leverage Ratio | 9.3 |
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Commercial and industrial loans | 8,253 |
| Tier 1 Capital Ratio | 11.6 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.85 |
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Loans to individuals - Other | 4,757 |
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:· Lowry State Bank
