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 The Farmers Savings Bank
The Farmers Savings Bank
| RSSD ID 457220 | CERTIFICATE 2290 | ABA NUMBER 41211609 |
| 111 W Main St |
Quarter Ended : |
2025-09-30 |
| Spencer, Ohio, 44275 |
Updated : |
2025-10-30 |
| www.fsb-spencer.com |
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| Institution Profile |
| Year Opened : |
1925 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
23 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 293,136 |
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Total Interest Income | 9,512 |
| Total Liabilities | 236,448 |
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Total NonInterest Income | 329 |
| Total Bank Equity Capital | 56,688 |
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Total Interest Expense | 2,936 |
| Total Deposits | 235,734 |
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Total NonInterest Expense | 3,596 |
| Net Loans & Leases | 105,626 |
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Net Income | 3,309 |
| Loan Loss Allowance | 3,282 |
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Net Charge Offs | (166) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 82,245 |
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Total loans | 107,976 |
| Total assets for the leverage ratio | 288,406 |
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Loans secured by real estate: | 91,555 |
| Tier 1 Leverage Ratio | 27.86 |
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Commercial and industrial loans | 4,727 |
| Tier 1 Capital Ratio | 53.31 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 54.57 |
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Loans to individuals - Other | 1,468 |
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:· The Farmers Savings Bank
