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 Horatio State Bank
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Horatio State Bank
| RSSD ID 458142 | CERTIFICATE 109 | ABA NUMBER 82903426 |
| 123 W Main St |
Quarter Ended : |
2026-03-31 |
| Horatio, Arkansas, 71842 |
Updated : |
2026-04-23 |
| www.horatiostatebank.com |
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| Institution Profile |
| Year Opened : |
1905 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
3 |
Number of Employees : |
47 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 311,768 |
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Total Interest Income | 5,190 |
| Total Liabilities | 277,760 |
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Total NonInterest Income | (5) |
| Total Bank Equity Capital | 34,008 |
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Total Interest Expense | 2,020 |
| Total Deposits | 276,749 |
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Total NonInterest Expense | 1,740 |
| Net Loans & Leases | 256,834 |
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Net Income | 765 |
| Loan Loss Allowance | 4,177 |
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Net Charge Offs | 402 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 260,846 |
| Total assets for the leverage ratio | 311,178 |
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Loans secured by real estate: | 174,728 |
| Tier 1 Leverage Ratio | 11.74 |
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Commercial and industrial loans | 21,611 |
| Off Balance Sheet Exposures (%) | 0.07 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 52,370 |
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:· Horatio State Bank
