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 Gulf Coast Bank
Gulf Coast Bank
| RSSD ID 459130 | CERTIFICATE 20353 | ABA NUMBER 65201860 |
| 221 S State St |
Quarter Ended : |
2025-12-31 |
| Abbeville, Louisiana, 70510 |
Updated : |
2026-01-28 |
| www.gcbank.com |
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| Institution Profile |
| Year Opened : |
1971 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
9 |
Number of Employees : |
122 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 498,181 |
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Total Interest Income | 26,378 |
| Total Liabilities | 431,414 |
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Total NonInterest Income | 5,484 |
| Total Bank Equity Capital | 66,767 |
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Total Interest Expense | 3,842 |
| Total Deposits | 426,471 |
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Total NonInterest Expense | 19,336 |
| Net Loans & Leases | 291,021 |
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Net Income | 6,965 |
| Loan Loss Allowance | 3,561 |
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Net Charge Offs | 122 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 294,829 |
| Total assets for the leverage ratio | 525,485 |
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Loans secured by real estate: | 233,647 |
| Tier 1 Leverage Ratio | 15.38 |
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Commercial and industrial loans | 41,352 |
| Off Balance Sheet Exposures (%) | 0.14 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 18,820 |
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:· Gulf Coast Bank
