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 Community Bank of Mississippi
Community Bank of Mississippi
| RSSD ID 460033 | CERTIFICATE 8879 | ABA NUMBER 65302196 |
| 1905 Community Bank Way |
Quarter Ended : |
2025-12-31 |
| Flowood, Mississippi, 39232 |
Updated : |
2026-02-05 |
| www.communitybank.net |
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| Institution Profile |
| Year Opened : |
1905 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
57 |
Number of Employees : |
824 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 5,015,100 |
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Total Interest Income | 249,251 |
| Total Liabilities | 4,601,118 |
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Total NonInterest Income | 33,821 |
| Total Bank Equity Capital | 413,982 |
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Total Interest Expense | 81,273 |
| Total Deposits | 4,565,516 |
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Total NonInterest Expense | 138,805 |
| Net Loans & Leases | 3,293,117 |
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Net Income | 43,198 |
| Loan Loss Allowance | 36,760 |
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Net Charge Offs | 1,589 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 446,403 |
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Total loans | 3,313,446 |
| Total assets for the leverage ratio | 5,006,462 |
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Loans secured by real estate: | 2,935,825 |
| Tier 1 Leverage Ratio | 8.18 |
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Commercial and industrial loans | 260,890 |
| Tier 1 Capital Ratio | 13.28 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.47 |
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Loans to individuals - Other | 79,056 |
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:· Community Bank of Mississippi
