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 Municipal Trust and Savings Bank
Municipal Trust and Savings Bank
| RSSD ID 460332 | CERTIFICATE 23546 | ABA NUMBER 71924979 |
| 720 Main St Nw |
Quarter Ended : |
2025-12-31 |
| Bourbonnais, Illinois, 60914 |
Updated : |
2026-01-26 |
| Institution Profile |
| Year Opened : |
1981 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
49 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 355,036 |
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Total Interest Income | 20,184 |
| Total Liabilities | 301,917 |
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Total NonInterest Income | 1,520 |
| Total Bank Equity Capital | 53,119 |
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Total Interest Expense | 4,209 |
| Total Deposits | 281,996 |
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Total NonInterest Expense | 6,785 |
| Net Loans & Leases | 256,527 |
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Net Income | 10,166 |
| Loan Loss Allowance | 3,059 |
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Net Charge Offs | 6 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 259,171 |
| Total assets for the leverage ratio | 373,913 |
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Loans secured by real estate: | 245,757 |
| Tier 1 Leverage Ratio | 14.21 |
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Commercial and industrial loans | 10,958 |
| Off Balance Sheet Exposures (%) | 4.56 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 777 |
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:· Municipal Trust and Savings Bank
