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 The State Bank of Faribault
The State Bank of Faribault
| RSSD ID 46053 | CERTIFICATE 1610 | ABA NUMBER 91900559 |
| 428 Central Ave N |
Quarter Ended : |
2025-12-31 |
| Faribault, Minnesota, 55021 |
Updated : |
2026-01-26 |
| www.tsbf.com |
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| Institution Profile |
| Year Opened : |
1919 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
46 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 316,165 |
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Total Interest Income | 15,750 |
| Total Liabilities | 294,209 |
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Total NonInterest Income | 2,338 |
| Total Bank Equity Capital | 21,956 |
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Total Interest Expense | 4,825 |
| Total Deposits | 285,129 |
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Total NonInterest Expense | 10,755 |
| Net Loans & Leases | 174,308 |
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Net Income | 2,275 |
| Loan Loss Allowance | 3,261 |
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Net Charge Offs | 83 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 31,727 |
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Total loans | 175,889 |
| Total assets for the leverage ratio | 321,636 |
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Loans secured by real estate: | 136,010 |
| Tier 1 Leverage Ratio | 8.96 |
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Commercial and industrial loans | 26,831 |
| Tier 1 Capital Ratio | 12.46 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.72 |
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Loans to individuals - Other | 7,374 |
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:· The State Bank of Faribault
