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State National Bank
State National Bank
| RSSD ID 460556 | CERTIFICATE 3237 | ABA NUMBER 111310809 |
| 99 Broadway Ave |
Quarter Ended : |
2025-12-31 |
| Groom, Texas, 79039 |
Updated : |
2026-01-30 |
| www.snb.bank |
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| Institution Profile |
| Year Opened : |
1925 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
1 |
Number of Employees : |
12 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 62,268 |
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Total Interest Income | 3,987 |
| Total Liabilities | 55,108 |
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Total NonInterest Income | 176 |
| Total Bank Equity Capital | 7,160 |
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Total Interest Expense | 1,592 |
| Total Deposits | 54,932 |
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Total NonInterest Expense | 3,222 |
| Net Loans & Leases | 47,348 |
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Net Income | (1,315) |
| Loan Loss Allowance | 945 |
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Net Charge Offs | 559 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 7,862 |
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Total loans | 46,453 |
| Total assets for the leverage ratio | 61,520 |
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Loans secured by real estate: | 33,464 |
| Tier 1 Leverage Ratio | 11.7 |
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Commercial and industrial loans | 5,919 |
| Tier 1 Capital Ratio | 13.64 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.89 |
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Loans to individuals - Other | 1,504 |
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