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 Peoples Trust Company of St. Albans
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Peoples Trust Company of St. Albans
| RSSD ID 463605 | CERTIFICATE 14168 | ABA NUMBER 11600567 |
| 25 Kingman St |
Quarter Ended : |
2026-06-30 |
| Saint Albans, Vermont, 5478 |
Updated : |
2026-07-22 |
| www.ptcvt.com |
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| Institution Profile |
| Year Opened : |
1866 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
82 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 395,438 |
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Total Interest Income | 9,500 |
| Total Liabilities | 351,700 |
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Total NonInterest Income | 1,582 |
| Total Bank Equity Capital | 43,738 |
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Total Interest Expense | 1,770 |
| Total Deposits | 348,764 |
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Total NonInterest Expense | 7,007 |
| Net Loans & Leases | 294,213 |
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Net Income | 1,965 |
| Loan Loss Allowance | 3,855 |
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Net Charge Offs | 53 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 49,571 |
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Total loans | 296,153 |
| Total assets for the leverage ratio | 390,775 |
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Loans secured by real estate: | 250,516 |
| Tier 1 Leverage Ratio | 11.78 |
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Commercial and industrial loans | 10,144 |
| Tier 1 Capital Ratio | 16.41 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 17.67 |
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Loans to individuals - Other | 8,148 |
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:· Peoples Trust Company of St. Albans
