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 Adams Bank & Trust
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Adams Bank & Trust
| RSSD ID 463650 | CERTIFICATE 18489 | ABA NUMBER 104113958 |
| 315 N Spruce St |
Quarter Ended : |
2026-06-30 |
| Ogallala, Nebraska, 69153 |
Updated : |
2026-07-25 |
| www.abtbank.com |
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| Institution Profile |
| Year Opened : |
1962 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
23 |
Number of Employees : |
241 |
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| Related Company Filings |
Regulator |
 ADAGE LLC |
FED |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,291,499 |
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Total Interest Income | 41,165 |
| Total Liabilities | 1,109,163 |
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Total NonInterest Income | 3,356 |
| Total Bank Equity Capital | 182,336 |
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Total Interest Expense | 10,640 |
| Total Deposits | 1,098,142 |
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Total NonInterest Expense | 21,755 |
| Net Loans & Leases | 903,331 |
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Net Income | 8,731 |
| Loan Loss Allowance | 11,969 |
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Net Charge Offs | 88 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 898,580 |
| Total assets for the leverage ratio | 1,309,481 |
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Loans secured by real estate: | 668,118 |
| Tier 1 Leverage Ratio | 14.11 |
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Commercial and industrial loans | 71,020 |
| Off Balance Sheet Exposures (%) | 3.12 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 8,166 |
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:· Adams Bank & Trust
