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Central Federal Savings and Loan Association
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Central Federal Savings and Loan Association
| RSSD ID 467470 | CERTIFICATE 28425 | ABA NUMBER 271971502 |
| 5953 W Cermak Rd |
Quarter Ended : |
2026-06-30 |
| Cicero, Illinois, 60804 |
Updated : |
2026-07-24 |
| www.centralfederalsavings.com |
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| Institution Profile |
| Year Opened : |
1892 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
42 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 194,646 |
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Total Interest Income | 4,303 |
| Total Liabilities | 175,603 |
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Total NonInterest Income | 213 |
| Total Bank Equity Capital | 19,043 |
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Total Interest Expense | 1,760 |
| Total Deposits | 171,642 |
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Total NonInterest Expense | 2,693 |
| Net Loans & Leases | 136,832 |
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Net Income | 57 |
| Loan Loss Allowance | 1,501 |
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Net Charge Offs | (4) |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 137,594 |
| Total assets for the leverage ratio | 195,271 |
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Loans secured by real estate: | 137,535 |
| Tier 1 Leverage Ratio | 10.32 |
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Commercial and industrial loans | 0 |
| Off Balance Sheet Exposures (%) | 2.13 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 125 |
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