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 Central Federal Savings and Loan Association
Central Federal Savings and Loan Association
| RSSD ID 467470 | CERTIFICATE 28425 | ABA NUMBER 271971502 |
| 5953 W Cermak Rd |
Quarter Ended : |
2025-12-31 |
| Cicero, Illinois, 60804 |
Updated : |
2026-01-27 |
| Institution Profile |
| Year Opened : |
1892 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
42 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 193,794 |
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Total Interest Income | 8,734 |
| Total Liabilities | 174,786 |
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Total NonInterest Income | 120 |
| Total Bank Equity Capital | 19,008 |
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Total Interest Expense | 3,861 |
| Total Deposits | 170,172 |
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Total NonInterest Expense | 5,103 |
| Net Loans & Leases | 137,901 |
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Net Income | (55) |
| Loan Loss Allowance | 1,497 |
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Net Charge Offs | (9) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 137,546 |
| Total assets for the leverage ratio | 194,751 |
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Loans secured by real estate: | 137,437 |
| Tier 1 Leverage Ratio | 10.32 |
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Commercial and industrial loans | 0 |
| Off Balance Sheet Exposures (%) | 1.51 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 135 |
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:· Central Federal Savings and Loan Association
