|
 |
|
|
 Union State Bank
Union State Bank
| RSSD ID 467733 | CERTIFICATE 5602 | ABA NUMBER 62203395 |
| 15 20th St N |
Quarter Ended : |
2025-12-31 |
| Pell City, Alabama, 35125 |
Updated : |
2026-02-12 |
| Institution Profile |
| Year Opened : |
1903 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
8 |
Number of Employees : |
55 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 216,417 |
|
Total Interest Income | 8,578 |
| Total Liabilities | 205,613 |
|
Total NonInterest Income | 3,307 |
| Total Bank Equity Capital | 10,804 |
|
Total Interest Expense | 2,581 |
| Total Deposits | 204,709 |
|
Total NonInterest Expense | 7,723 |
| Net Loans & Leases | 84,120 |
|
Net Income | 1,581 |
| Loan Loss Allowance | 941 |
|
Net Charge Offs | 187 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 20,700 |
|
Total loans | 81,206 |
| Total assets for the leverage ratio | 208,890 |
|
Loans secured by real estate: | 70,603 |
| Tier 1 Leverage Ratio | 9.46 |
|
Commercial and industrial loans | 8,430 |
| Tier 1 Capital Ratio | 14.24 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.92 |
|
Loans to individuals - Other | 2,173 |
|
|
|
|
:· Union State Bank
