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 Union State Bank
Union State Bank
| RSSD ID 467733 | CERTIFICATE 5602 | ABA NUMBER 62203395 |
| 15 20th St N |
Quarter Ended : |
2025-03-31 |
| Pell City, Alabama, 35125 |
Updated : |
2025-04-29 |
| www.unionstate.net |
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| Institution Profile |
| Year Opened : |
1903 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Other Specialized Under 1 Billion |
| Number of Offices : |
9 |
Number of Employees : |
67 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 218,298 |
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Total Interest Income | 2,124 |
| Total Liabilities | 210,672 |
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Total NonInterest Income | 547 |
| Total Bank Equity Capital | 7,626 |
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Total Interest Expense | 769 |
| Total Deposits | 209,693 |
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Total NonInterest Expense | 1,849 |
| Net Loans & Leases | 77,049 |
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Net Income | 53 |
| Loan Loss Allowance | 1,121 |
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Net Charge Offs | 7 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 19,354 |
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Total loans | 76,521 |
| Total assets for the leverage ratio | 215,261 |
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Loans secured by real estate: | 64,207 |
| Tier 1 Leverage Ratio | 8.47 |
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Commercial and industrial loans | 7,404 |
| Tier 1 Capital Ratio | 13.84 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.69 |
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Loans to individuals - Other | 2,420 |
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:· Union State Bank
