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 The Commercial Bank
The Commercial Bank
| RSSD ID 469737 | CERTIFICATE 175 | ABA NUMBER 61110654 |
| 102 N. Church Street |
Quarter Ended : |
2025-06-30 |
| Crawford, Georgia, 30630 |
Updated : |
2025-07-25 |
| thecommercialbank.net |
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| Institution Profile |
| Year Opened : |
1924 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
53 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 427,456 |
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Total Interest Income | 12,851 |
| Total Liabilities | 394,545 |
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Total NonInterest Income | 1,530 |
| Total Bank Equity Capital | 32,911 |
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Total Interest Expense | 2,678 |
| Total Deposits | 390,857 |
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Total NonInterest Expense | 5,082 |
| Net Loans & Leases | 305,522 |
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Net Income | 6,441 |
| Loan Loss Allowance | 5,532 |
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Net Charge Offs | (21) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 307,531 |
| Total assets for the leverage ratio | 423,505 |
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Loans secured by real estate: | 280,362 |
| Tier 1 Leverage Ratio | 10.41 |
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Commercial and industrial loans | 15,402 |
| Off Balance Sheet Exposures (%) | 12.69 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 7,381 |
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:· The Commercial Bank
