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The Commercial Bank
The Commercial Bank
RSSD ID 469737 | CERTIFICATE 175 | ABA NUMBER 61110654 |
102 N. Church Street |
Quarter Ended : |
2025-03-31 |
Crawford, Georgia, 30630 |
Updated : |
2025-04-25 |
thecommercialbank.net |
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Institution Profile |
Year Opened : |
1924 |
Institution Type : |
Commercial bank |
Entity Type : |
State |
Federal Regulator : |
FDIC |
Member Federal Reserve : |
No |
S-Corp : |
Yes |
Fiduciary Powers : |
No |
Powers Exercised : |
No |
Filing Type : |
051 |
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Specialization : |
Commercial Lending Specialization |
Number of Offices : |
5 |
Number of Employees : |
53 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 430,703 |
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Total Interest Income | 6,346 |
Total Liabilities | 399,513 |
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Total NonInterest Income | 760 |
Total Bank Equity Capital | 31,190 |
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Total Interest Expense | 1,338 |
Total Deposits | 396,434 |
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Total NonInterest Expense | 2,490 |
Net Loans & Leases | 295,710 |
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Net Income | 3,188 |
Loan Loss Allowance | 5,431 |
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Net Charge Offs | (11) |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Community Bank Leverage Ratio | Yes |
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Total loans | 299,430 |
Total assets for the leverage ratio | 425,280 |
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Loans secured by real estate: | 272,954 |
Tier 1 Leverage Ratio | 9.89 |
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Commercial and industrial loans | 14,988 |
Off Balance Sheet Exposures (%) | 12.3 |
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Loans to individuals - Credit Cards | 0 |
Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 7,187 |
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