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 Local Bank
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Local Bank
| RSSD ID 470434 | CERTIFICATE 9614 | ABA NUMBER 62104397 |
| 205 Mcfarland Cir N |
Quarter Ended : |
2026-06-30 |
| Tuscaloosa, Alabama, 35406 |
Updated : |
2026-07-28 |
| mylocal.bank |
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| Institution Profile |
| Year Opened : |
1914 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
70 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 111,299 |
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Total Interest Income | 3,254 |
| Total Liabilities | 94,234 |
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Total NonInterest Income | 4,296 |
| Total Bank Equity Capital | 17,065 |
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Total Interest Expense | 1,396 |
| Total Deposits | 87,456 |
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Total NonInterest Expense | 6,836 |
| Net Loans & Leases | 75,073 |
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Net Income | (802) |
| Loan Loss Allowance | 781 |
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Net Charge Offs | 175 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 75,340 |
| Total assets for the leverage ratio | 104,426 |
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Loans secured by real estate: | 74,437 |
| Tier 1 Leverage Ratio | 14.29 |
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Commercial and industrial loans | 9,973 |
| Off Balance Sheet Exposures (%) | 0 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,248 |
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:· Local Bank
