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 Local Bank
Local Bank
| RSSD ID 470434 | CERTIFICATE 9614 | ABA NUMBER 62104397 |
| 205 Mcfarland Cir N |
Quarter Ended : |
2025-12-31 |
| Tuscaloosa, Alabama, 35406 |
Updated : |
2026-01-29 |
| mylocal.bank |
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| Institution Profile |
| Year Opened : |
1914 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
67 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 109,703 |
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Total Interest Income | 6,204 |
| Total Liabilities | 91,811 |
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Total NonInterest Income | 8,025 |
| Total Bank Equity Capital | 17,892 |
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Total Interest Expense | 2,696 |
| Total Deposits | 84,747 |
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Total NonInterest Expense | 11,617 |
| Net Loans & Leases | 72,009 |
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Net Income | (80) |
| Loan Loss Allowance | 731 |
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Net Charge Offs | (13) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 67,941 |
| Total assets for the leverage ratio | 109,219 |
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Loans secured by real estate: | 67,577 |
| Tier 1 Leverage Ratio | 14.48 |
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Commercial and industrial loans | 8,848 |
| Off Balance Sheet Exposures (%) | 0 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,144 |
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:· Local Bank
