|
 |
|
|
 Home State Bank
Home State Bank
| RSSD ID 472045 | CERTIFICATE 966 | ABA NUMBER 73918378 |
| 202 3rd Ave |
Quarter Ended : |
2025-12-31 |
| Royal, Iowa, 51357 |
Updated : |
2026-01-27 |
| Institution Profile |
| Year Opened : |
1915 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
|
| Specialization : |
Agricultural Specialization |
| Number of Offices : |
1 |
Number of Employees : |
5 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 58,678 |
|
Total Interest Income | 2,942 |
| Total Liabilities | 44,694 |
|
Total NonInterest Income | 26 |
| Total Bank Equity Capital | 13,984 |
|
Total Interest Expense | 942 |
| Total Deposits | 44,538 |
|
Total NonInterest Expense | 1,113 |
| Net Loans & Leases | 32,340 |
|
Net Income | 874 |
| Loan Loss Allowance | 413 |
|
Net Charge Offs | 0 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 31,087 |
| Total assets for the leverage ratio | 60,502 |
|
Loans secured by real estate: | 14,053 |
| Tier 1 Leverage Ratio | 24.92 |
|
Commercial and industrial loans | 777 |
| Off Balance Sheet Exposures (%) | 0.04 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 387 |
|
|
|
|
:· Home State Bank
